Mr Ogugha holds a B.SC in Accounting from the prestigious Delta State University, Abraka.

His previous experience prior to joining Addosser Microfinance bank covers tax audit, forensic audit & investigation in banking. He worked with institutions such as Tosin Fadare & Co, (Chartered Accountants), Integrated MFB. He joined the bank as an audit supervisor before assuming his current position.

He is a chartered accountant and an Associate member of the Institute of Chartered Accountants of Nigeria (ICAN). He is also a member of the chartered Institute of Bankers of Nigeria and also a certified microfinance banker (MCIB).