Minimum of 25% equity contribution for first time borrower and 20% equity contribution for repeat clients.

5% monthly interest rate

Maximum tenor of twenty five (25) weeks or eight (8) months

Two credible guarantors

Repayment is structured daily, weekly or monthly.

An obligor limit of N 3, 500, 000 applies to this loan

Post-dated cheques of Borrower is required for loan exposure of N100,000 and above

One guarantor’s cheque is also required for loans above N500,000

Tangible securities for loans of N1,000,000 and above

Key-man insurance for loan exposure of N750,000 and above.